I'm a true believer in January being a fabulous month for renewal, focus and optimism!  My January issue of O Magazine is already showing signs of wear, and I'm lovin' it!

For a short time and for FREE, Oprah and Suze are generously giving us access to an action plan for 2009.  Do you think you can gain from this?  I know I can.

This tool can literally help you work towards a financial health and discipline which can lead to you buying a home or even better afford the one you already have!  With all things, it's what you make it! 

Download Suze Oreman's 2009 Action Plan. Thank you, Oprah!

 

Below is a video of Suze Oreman discussing a hot topic - ARM's!!!  You can catch her show or head on over to YouTube to see more. 

 

 

 

 

 

 

All Content Copyright Protected © 2007-2009 Natalie Langford

Disclaimer: I am a REALTOR® licensed in the state of Virginia.  I follow the Code of Ethics and if you are currently working with a REALTOR®, please call him/her for specific advice or to arrange showings.  However, feel free to comment and enjoy my blog!

The information shared here is done in the spirit of entertainment. Please know that my blog is simply an extension of myself via my writings, and doesn't necessarily reflect the opinions of the Active Rain Real Estate Network or my brokerage or broker. While I love comments from all readers, I'm not responsible for the ones made on this blog. The information I share is felt to be accurate, and will be corrected should any mistakes be pointed out. 

Whew. What I really mean: enjoy my blog!

 

Natalie Langford, Realty Direct of Shenandoah Valley, 19 S. Cameron St, Winchester, VA 22601, Wendy Powers Broker, Licensed in VA Equal Housing Opportunity

 

One of the keys to making the home buying process easier and more understandable in today's world is planning. This will help anticipate requests from lenders, lawyers and other professionals, and all the foreclosures, buyers will move more easily through the home buying process.

As for closing costs, in today's buyers markets, you can negotiate an offers that requires the owner to pay some or all of the settlement expenses.

So, you're falling behind on your mortgage payments, fear the sheriff will come knocking on your door, and you pray for help. Suddenly, you see a sign on the road "We Buy Homes" or "Cash for your home" or maybe you get a phone call with some one who promises you a way to save your house. Please do not fall prey to skammers.

Although there are good people and good programs out there, there are also those who watch the paper or in some other way find out who is facing foreclosure. Read the following article and see what happens to people who ran into the wrong type of help.

MILLIONS AT RISK OF FORECLOSURE FRAUD

I love to decorate! I'm a big fan of HGTV and the side table in my formal living room is weighed down with decorating magazines. What do I read? Southern Accents, Veranda, Southern Living, Cottage Living, House Beautiful, and Domino.

What's just as much fun as leafing through the pages of magazines? Oh, yeah, Zillow's DUELING DIGS!

I don't want to ruin the surprise, but I'll share how it works. (If you don't want to know, stop reading and click over to Zillow). Zillow simply puts up two photos at a time for you to vote on your favorite room. Eventually, there's a winner and you find out just how expensive your tastes are! Or, perhaps surprisingly, inexpensive in some cases!

Have fun!