Roanoke, VA

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Hello again AR nation. Just another week, and another learning experience.

I'm currently working with a client to get them into their new home. I love the whole experience of doing this. However, it seems every home I sell brings a new set of hurdles to overcome.

A little back story...We signed the contract on a home about 4 weeks ago. As is standard practice with most all agents now, I included a pre-qual letter with the offer. After a little back and forth, we agree on the final price, and begin the loan process. I'm sure we are all well aware that banks are very tight on giving loans right now, and you just never know what will happen.

Having said that, the only real issue I've had with the loan process, is that I was never informed that the initial loan was denied. I know that mortgage brokers will re-submit to multiple lenders when necessary, but we were tentatively scheduled to close next Tuesday, and now cannot. I found out one week prior to the close, that the loan had been re-packaged and re-submitted.

As I said before, I know this is part of the process, and we were trying to close in less than 30 days. I would have really preferred to have been informed as soon as the first loan was denied, so I could have let the seller know that there was a delay, just as a professional courtesy.

I'm not upset at my clients, or even at the mortgage broker. It happens. At least I know moving forward, I need to be a little more pro-active in gathering my information. I just wanted to get your stories and oppinions on this matter.

Looking forward to all the great responses, yet again.

Have a great weekend.

-T

I've struggled for quite a while before writing this blog. Honestly, I'm just not too sure how it will come out, so I'll just start writing, and see what happens.

I recently changed brokers, and I know it happens every day. I was just not expecting the reaction that I have received from my former broker. I guess I was just hoping for a little more professionalism from a business owner.

I have had a couple of questions about tying up loose ends since I left, and I get no response. Is this normal?!? I don't feel like I left under bad circumstances. I simply could not afford to pay the monthly fee to the franchise. I was hoping to go full time soon, but with the arrival of my third daughter, it just was not an option. I was simply not selling enough to have the additional expense every month. My wife is a stay at home mom, so this is how we suppliment my full time income.

I became a realtor to help people out, not become rich. I know, that's just crazy talk, and maybe that is the reason for the annomocity right now.

If you have been through this, and it's just the usual process, please let me know. I wasn't raised to treat people like that. I'm not part of the office any more, so I don't expect to be treated as such. But at least respond to an e-mail!

Thanks again for the forum, and I look forward to hearing your oppinions (good or bad). I'm a big boy, so don't hold back!

Have a great night!!

On Thursday, I ratafied another contract. Now, I will gladly admit, that I don't do a ton of business. As many of you know, I also work a "day job" for insurance purposes. I have been a realtor for about a year now, so I guess I'm still considered "new" to the field, but I still love the process, the education (for me as well as my clients), and the feeling of satisfaction that I get when I know I have done the best possible job for my clients.

The latest one was actually officially ratified on the couples anniversary...I mean how cool is that!! What other profession can you have to give a memory like that! I think this one feels as good, if not better than my first sale. I feel more knowlegable in the information that I was able to give to my clients. I was able to ride solo, without having to get a lot of common information from my broker. Not that it's bad to have access to that information, but it was nice to have the confidence of knowing that you are being accurate.

Anyway, I'm trying to turn more people on to AR, since it is such a huge resource. I can atest to that.

Thanks again for the forum, and thanks in advance for any comments left.

Have a great weekend!!

-Todd

This has been a wild and crazy year for Roanoke Virginia Real Estate. 2011 might well be the year of the Roanoke Virginia Short Sale or Roanoke Virginia Foreclosure Sale.

It seems that most of the houses sold this year in Roanoke are either Short Sales or Foreclosed Homes. Our team is actually having an incredible year selling both Roanoke Short Sales and Roanoke Foreclosed homes. If you have a Roanoke Home that needs to be a Short Sale, email us and we will help you get your house sold. If you are looking for a Roanoke VA Foreclosure, call or email us and we will be happy to help you out.

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