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Final Walkthrough
I love educating my clients and oftened surprised at how little they understand the buying process. I oftened get the "deer in the headlights" look when I talk about the next steps. Its understandable that they are being bombarded by loan, insurance, taxes, appraisel and inspections challenges but when your spending several hundred thousand dollars, you better be on your game. Over the past 6 months I had several clients call with post sale issues most of these could have been handled better by myself, the realtor or buyers. Let me elaborate:
Client #1 - Sellers disclose 2nd floor tiled deck is leaking into home around doors. Seller agrees to have leaks fixed. Inspection verifies leaks. Inspection report calls for licensed contractor to evaluated and repair all leaks from deck. Buyer's inspection response just calls for repair. Seller has Handyman repair area with a tube of caulk. Sale is during the dry season so several months go by before first big rain. Area around the doors and windows (under the deck) become a waterfall. Since the inspection response wasn't specific and the repair not scrutinized, the buyer had little recourse but to do an expensive repair themself.
Client #2 - This home was a divorce sale and sellers refused to leave home during inspection. Occupants were somewhat hostile and want the buyers/ inspector to get the job done as quickly as possible. After move in buyer discovers gas leak under range and several outlets that did not work. While it is unclear if the buyer did a final walk through this would have been the best time to discover any latent issues. It was clear that the occupants were not happy about having to sell the house and it is possible that the home may have had some damage or changes as the occupants were preparing to leave. The best time for a final walkthough is after the sellers have move there belongings out of the home.
Client #3 - During the inspection bad siding, broken door jams and damaged walls are documented. Sellers agrees to repairs but the type of repair person and timing of the repairs is not specified in the response. On the day of closing and final walkthrough the repairs are only partially completed and the workmanship is questionable. Client has no choice to go through with closing because their movers are due to arrive the next day. Only a portion of the repairs were completed and not to the buyers satisfaction. Due to the non-specific wording buyer has little recourse but complete the repairs at their own expense
Client # 4 - Gorgeouse hillside home with garage that is cut into a below ground space. Seller had moved all excess belongings into garage to show home. Several weeks after sale closes I get a call from the buyer about the cracks in the back wall of the garage. I meet client at the home and we go over report. Fortunately I had pictures of the garage and stored items. I ask client about the final walk through which he acknowledged he did. He admitted that they checked the home and the garage but didn't recall the back wall. He did want to know why it wasn't reported in my report. I said that in this particuliar case the stored belongings and the shelve units (you could see the outlines on the wall) did not permit me to inspect the area. The client wasn't happy and frankly in hindsight I should have noted the lack of access in my report.
So a couple of lessons are learned here:
Remember when the inspection was performed furniture, possessions and stored items may have been in the way of a careful visual check. Things may have become damaged during the move.
These are the items a walkthrough should cover where applicable:
* Use the inspection report to verify the items to be repaired. Request the sellers provide documentation in the form of receipts that the repairs were completed
* Using a copy of the contract, check to be sure all items listed are in place (i.e., appliances, lighting fixtures, window treatments, etc.)
* Turn all lights on and off - interior and exterior - bring extra bulbs in they are just burnt out
* Test all appliances
* Run exhaust fans in kitchen and baths
* Run garbage disposal (in the cleanup junk gets thrown in)
* Run ceiling fans
* Test heating and air conditioning (weather permitting)
* Run water in sinks and bath and look for leaks
* Open and close all doors and windows
* Flush toilets
* Inspect ceilings, wall and floors for damage (this happens frequently in the move-out
* Check garage door openers and remotes
* Check basement and attic for items left behind and water seepage/leaking
* Check garage for hazardous chemicals, propane cylinders and old paint left behind
* Make sure all owner's personal belongings are removed from the property
Personally I also like to see that the home is professionally cleaned after the owners move out. Its difficult for anyone to do a good job cleaning up during a move and unfair for the buyers to have to clean up after someone else when they are trying to move in.
Last, but not least, for people buying pre-owned homes they need to understand that they are not buying a brand new home and it will not be perfect. As a home inspector I try my best to set those expectations but weeks later some clients forget that after they move in.
Rick Bunzel, CRI
Pacific Crest Inspections
WA Licensed Home Inspector #312
ASHI Certified #249557
NPSAR Nominee Affiliate of the Year 2009-2010
NAHI Member of the Year 2008
NPSAR Affiliate of the Year 2006-2007
WWW.PacCrestInspections.com
360-588-6956
Fax 360-588-6965
Toll Free 866-618-7764
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I spoke to a caller who was asking about special assessments and how legal they were especially for someone who had owned thier unit for less than a year. This caller didn't even know that a special assessment is a demand for money that is in addition to the regular annual or monthly dues or maintenance fees. I explained that special assessments can be levied against owners for various reasons. Many times the reasons don’t make sense to the owners. Owners may refuse to pay them, especially if they didn’t know about them in advance, but there are consequences to not paying. Owners sometimes think they had “a fast one” pulled on them.
Unfortunately this particuliar owner did not do diligence before buying. In most cases these assessments do not come out of the blue. They occur for number of reasons:
* Deferred Maintainance - The board put off a maintenance project and in doing so the increase the cope of the project.
*Under estimates the cost of materials, services, and labor, the amount set for the operating budget was insufficient.
* No reserve study was done and the reserve funds are low.
* A shortfall in dues collections.
* The board does not want to increase dues to realistic levels so they depend on special assessments to fund large projects.
The caller then said they wouldn't pay. Unfortunately as an owner they are obligated to pay. Once the board makes the decision and votes to have a special assessment the owners are legally bound to pay. I suggested to the caller that she take the condominium governing documents to a lawyer for review. I am sure that for a fee the lawyer would explain everything that I just told her.
Unfortunately many condominium buyers do not look at the health of the association before buying. Its always a good step to talk to the neighbors and find out whats going on as well as getting financials and meeting minutes. Your REALTOR can help secure some of these documents during your inspection period.
Pacific Crest Reserves
WWW.PacCrestReserves.com
360-588-6956
Fax 360-588-6965
Toll Free 866-618-7764
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I think that my ever growing photo collection of deer that I have seen while inspecting has to be up there in the realm of among the best. It is now large and ongoing. When I inspect near Lake Whatcom or Lake Samish and, most specifically, at Sudden Valley, I run into deer by the dozen. Yesterday I was down in Anacortes, a great city here in the northwest, and sure enough, here come the deer. I think this is mom and a youngster or an adolescent. Thanks for stopping by, Steven L. Smith

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I saw a great article on BankRate about the 5 biggest mistakes in Home Inspections Here are some highlights with my own insight:
#1 Not having New Construction Inspected. Amen to that. I have a whole section on my website called the Hall of Shame that shows prospective clients what we find. I am sure with the slowing of new construction things will improve but builders are also being pushed to the brink so quality can still be an issue.
#2 Choosing an inspector for the wrong reasons. The first question a phone inquirer makes is How Much and we expect that but we get some who are calling us because they don't want to use the inspector the Realtor recommended. This is usually because a friend or Consumer Experts say don't use the Realtor recommendation. This is so wrong on many levels: who is in the best position to see the quality inspectors? Realtors. Who is going to know who delivers the best reports? Realtors. Who is going to get sued if there is a bad inspection? The inspector and the Realtor! The Realtor has a vested interest in making sure the client get the best inspection possible. Most I know give out several names which is fine with me.
#3 Not attending the inspection. If your out of town I totally understand but if your too busy your making a big mistake. Also some inspector's say come at this time and I will go over everything with you. Your spending hundreds of thousands of dollars - wouldn't you want to know everything? Secondly if the client is walking around with me they will see the rooms that are packed with stored stuff and I can explain why a can't inspect areas I can't see.
#4 Not following inspectors recommendations. My #1 priority is making sure the home is safe to occupy. New smoke dectectors, adding carbon monoxide detectors and replacing ancient furnaces are all part of what I recommend to ensure no one gets hurt. Several years ago I spoke to the father of a client who was informing me that I was going to be sued for everything because his daughter and grand kids where in the hospital for Carbon Monoxide poisoning. I was able to recall the home (it was a HUD special) and ask it they had ever replaced the furnace or installed a CO detector as I had recommended. He got real quiet and said he didn't know. I found out later from the Realtor that they redone the kitchen and blown the budget on that. Having been in business many years I get to see homes I have previously inspected when they are being sold again. Our reporting system will automatically flag us to a "repeat" address. Although I am doing a new inspection I will review the old report afterwards as a comparison and most frequently the issues are not fixed. So what happend? Did the buyers take a price concession and live with the issue? Probably....
#5 Expecting your inspector to be psychic (and have X-ray vision) Realtors we need your help here. We are not pefect and no inspection will get 100% of the defects. I explain to my clients that my goal is to find big issues and have been very successful in achieving that goal (and having satified clients). What I hear from folks who are talking about past inspections are what was missed. Not having been their the only question I usually ask is "why/how do you think they missed it?" In most cases the issues weren't found until after they were in the home for several weeks.
Happy Holidays
Rick Bunzel, CRI
Pacific Crest Inspections
Licensed Home Inspector #312
ASHI Certified #249557
NAHI Member of the Year 2008
NPSAR Affiliate of the Year 2006-2007
WWW.PacCrestInspections.com
360-588-6956
Fax 360-588-6965
Toll Free 866-618-7764
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This past weekend, for the umpteenth time, my wife and I attended the Anacortes Arts and Crafts Festival. This big-time festival, an amazing business enterprise in the small but very charming waterfront city, has been going on for 48 year now. I have not attended each year, but I have visited the festival for at least 35 years. The photos below show some of the color of the street festival. While we were there, the grandson got a spider on his face. No worries, it is not real and it rubs right off. This year's festival is over, as of last Sunday. But, if the good lord proves willing and the creek don't rise, I will be back again next year. Steven L. Smith Bellingham WA Home Inspections 


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