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Camas, WA

Powerful Tweeting Techniques To Drive Traffic To Your Blog

07-06-09
Ed Bisquera
Ed Bisquera: Mortgage Company in Vancouver, WA

Blogs and the Honeycomb ModelImage by magia3e via Flickr

I found this a great start to giving ideas on how to use Twitter to drive traffic to your blog or website. What's best about using Twitter, is that it can gain some speedy viral sharing, via retweeting and reposting. I've used Twitter for just a short time and found that I've already seen an increase in my traffic to my blog posts. There has been increase when used with video as well and I'll be posting my daily video blog here shortly. Some of the first 5 tips are:
  1. Communicate a benefit

    Blogs have been associated for a long time now with opinion and personal experience. This is often times the way they are portrayed in the main stream media. This may be due, in part, to the desire on some level to frame blogs as a less authoritative resource.

  2. Make claims and promises

    A claim or promise is certainly attractive, but because you are working in social media you must always maintain your trust asset. This, along with your content, is a major component to your traffic engine. This means that whatever your claims are, they should be backed up by content or services that meet those statements. Not doing so eats into your trust asset while doing so contributes to it. Halfway meeting it may maintain your status on this level but it also provides opportunities for competitors to surpass you with superior quality. You are better off being comprehensive and in so doing providing a disincentive for other to try and emulate you. What is more likely in this case is for someone to link to you and add their own commentary or insight on top of yours. What this does is embed you in the community as a person that consistently contributes. From there, you can develop the authority to a) sucessfully recommend affiliate products and services or b) market your own.

  3. Personalize

    - Rather than speaking in the general sense as in ‘drive more traffic to a blog’, it is better to phrase it: ‘Drive more traffic to your blog’ This is because many people in smaller niches may be of the opinion that a generalized approach is suitable only for sites with a given minimum traffic requirement. By making things more personal, a reader will start to visualize the proposition as applying to him or her.

  4. Use Keywords

    - This aids in being found because each keyword can help your tweet be found via different seach criteria. Many of these words work well together and may be searched as a pair, which will push you further up in the search result. Twitter search is used by many to find information but at the same time it does not have the same volume as Google. What this means is that you are competing with fewer people for top ranking. While this might mean a smaller base of users, it also means a more enthusiastic person because they are using a wider variety of tools to find what they want.

  5. Ask a question

    - A question can be one that searches for an answer but what tends to be more effective are questions that pose a controversy or are rhetorical. That latter is particularly effective because it states both the content being delivered as well as the fact that you have a possible solution for them.

Go to my original blog post to click on the link to the rest of the tips: Powerful Tweeting Techniques To Drive Traffic To Your Blog

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Camas WA Real Estate Market Snapshot for June 2009

Alexander-Slocum REMAX Team - Vancouver WA Real Estate: Real Estate Agent in Vancouver, WA

How Active is the Market for Real Estate in Camas Washington for the month of June 2009?

A few days ago we logged into the MLS for Vancouver and Camas to obtain a quick snap-shot view of what happened real estate wise within the confines of , in Clark County Washington. Here is what we have to report:

Camas Washington Real Estate Market Report

From this snap-shop view we see an almost 32% lower number of Pending transactions compared to the number of SOLDS, as well as a modest number of total Active listings available at the end of the month. This month the 3rd Party + PreForclosures + Foreclosures combined are about 33.7% of the Active homes listed (about 30% last month County-wide), yet they represent about 26.5% of the homes going under contract (about 45.1% last month County-wide).

Key items we are looking for in a market turnaround are not just an increase in the number of transactions but, an increase in the non-PreForeclosure / Foreclosure category. In our opinion we are starting to see very positive improvement in that direction overall in Clark County, and expect the slight decrease in pending transactions for Camas to be temporary.

If you are looking to sell your home in Camas or another part of Clark County Washington in this challenging market time please call or e-mail us with the details of your situation and we'll customize a marketing plan to get your Clark County Home Sold!

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Definitions:
1) 3rd Party = the sales contract requires the approval of a third party; and includes Short-Sales, Trust Sales, Relocation Company sales, etc.
2) PreForeclosures = aka Short-Sales are homes where the lending bank(s) agrees to take less, allowing a sales transaction to take place.
3) Foreclosures = aka REO's and Bank Owned Homes, already Foreclosed by the Lender(s).
4) PENDING = listed homes that have been marked as under contract by the listing agent during the past 30 days.
5) SOLD = listed homes that have been marked as closed sales by the listing agent in the past 30 days. Note: some of these sold homes may have been "pending sales" for far more than 30 days!


For more information, including videos on real estate and living in Vancouver Washington and the rest of Clark County, please visit:

Real Estate in Vancouver Washington

Homes for Sale in Vancouver WA

Current MLS Market Report for Camas, Vancouver and Clark County

Visit ClarkCountyExpert.com to explore real estate in Vancouver Washington!

Raising The Rent on a Elderly Person

02-15-09
Jill Watts
Jill Watts: Real Estate Agent in Vancouver, WA

pupsSome people are like hugging a sweet puppy. Yesterday I was showing multi family units to a client from California. He was only here for a couple of days. I had lined up several duplex units for him to see throughout our fair communities of Vancouver and Camas Washington.

We visited several really nice places. When we got to a Camas, Washington duplex, the listing agent met us there to show us around. When he knocked and the door opened, lo and behold there was a sweet elderly person I knew from my church, St. Thomas Aquinas in Camas, Wa. She gave me a big hug. I've known her for about twenty years. She has this calm air about her, very relaxing. To me, she is like a sweet huggable puppy. So accepting, well...I could go on but you all have your own memories of favorite elderly people and sweet dogs.

What happened was...my client looked all around the duplex unit. Went outside, did the whole walk around type thing, asked some questions, etc. Then the agent made a "mistake." I guess you could call it a mistake. Well, he saved the elderly woman from having the stress of a new landlord for a another time. The listing agent mentioned that the previous landlord had tried to raise the rates some years back and this sweet elderly person got really angry. So, he didn't raise the rent!

My client got in the car and I asked him..."well, what did you think of that one?" He said..."I'm not buying that one. She is way too sweet to raise the rent on her!!" I told him that unfortunately, someone is probably going to buy that duplex and raise the rent. He said, "Well, it won't be me. I can't do that to her."

It's pleasant to work with clients who actually think about and are concerned about the welfare of others.

Camas Parks - Washington Recreation - Friends of Camas

Dan Bradstreet RE/MAX - Expert Realtor: Real Estate Agent in Vancouver, WA

The City of Camas Parks and Recreation work together with The Friends of the Camas Washougal
Community Center to provide recreational as well as educational and cultural programs.
Their goal is to enrich the lives of the citizens and give them the sense of community.
There are 12 parks listed on the parks and recreation web site. The newest is Heritage Park
which five and a half acres of developed park settings alongside of Lacamas Lake.
The park offers trails to walk along, a picnic and play area, and a boat launch to Lacamas
Lake.

Dec 2, 2008 Real Estate Report Newsletter for Portland Oregon & Vancouver Washington Economic commentary, Mortgage Rates and News

12-04-08
Ed Bisquera
Ed Bisquera: Mortgage Company in Vancouver, WA

Real Estate Report Newsletter for December 2 2008 Portland Oregon & Vancouver Washington -- A weekly news update for consumers and real estate professionals.

December 2, 2008

ECONOMIC COMMENTARY
It Finally Happened

Our readers were probably getting tired of us harping about rates on mortgages. We kept explaining why mortgages did not go down despite the fact that market rates had dropped significantly. We also kept explaining how important rates are with regard to the housing and ultimately the economic recovery. Obviously, the Federal Reserve Board agreed with this assessment as they forced rates down significantly throughout this year. But lowering short-term rates was not enough.

This week, the government’s decision to support the credit markets by spending hundreds of billions of dollars to purchase mortgage-backed securities and support Fannie Mae and Freddie Mac did the trick (see news section for more information). Rates on mortgages instantly moved down significantly, narrowing the spread between mortgages and Treasuries. Where they will settle is anyone’s guess, but for now we have a situation that could boost the housing markets instantly. Lower rates help housing by making ownership more affordable. As a matter of fact, coupled with lower housing prices, housing should be more affordable now than at any time in the past several years. This will attract more investors and first-time buyers into the markets. And it could start a cycle in which the markets gain even more confidence in purchasing mortgages because housing prices stop falling and the rate of defaults slow down. Perhaps we are getting ahead of ourselves, but for now, these lower rates are very good news and anyone who has been thinking about buying or obtaining a lower rate on their loan should act accordingly.

WEEKLY INTEREST RATE OVERVIEW
The Markets. Rates fell again this week and these numbers may not reflect the full extent of the drop the markets experienced. Freddie Mac announced that for the week ending November 26, 30-year fixed rates averaged 5.97%, down from 6.04% the week before. The average for 15-year fixed rose slightly to 5.74%. Adjustables fell as well with the average for one-year adjustables decreasing to 5.18% and five-year adjustables falling slightly to 5.86%. A year ago 30-year fixed rates were at 6.10%. "Rates fell for the fourth consecutive week as signs the overall economy is flagging lowered most rates market-wide," said Frank Nothaft, Freddie Mac vice president and chief economist. "And economic growth in the third quarter was revised downward this week, led by the first decline in consumer spending since the fourth quarter of 1991 and the largest drop since the second quarter of 1980. However, declining house prices and low rates have raised housing affordability in September to the highest level since February of this year, according to the National Association of Realtors® (NAR)."

Current Indices For Adjustable Rate Mortgages
Updated November 28, 2008

Daily Value Monthly Value

Nov 26 October
6-month Treasury Security 0.48% 1.23%
1-year Treasury Security 0.93% 1.42%
3-year Treasury Security 1.38% 1.86%
5-year Treasury Security 2.01% 2.73%
10-year Treasury Security 2.99% 3.81%
12-month LIBOR–WSJ
3.824% (Oct)
12-month MTA
2.256% (Oct)
11th District Cost of Funds
2.769% (Sept)
Prime Rate
4.00% (Oct)

REAL ESTATE NEWS
  Rates on mortgages fell sharply last week after the administration announced that it will pump another $800 billion into credit markets to free up frozen consumer and mortgage lending. That number dwarfed previous government actions aimed at bolstering the mortgage lending market. "The feds agreed to spend a half a trillion dollars to buy up mortgage backed securities and another $100 billion to fund lending for Fannie and Freddie; we’re not talking chump change anymore," said Keith Gumbinger of HSH Associates, a publisher of mortgage information. Rates averaged 5.77% for the day on a 30-year, fixed rate loan, down from 6.06% Monday of last week, according to Gumbinger. They fell as far as 0.75 percentage points during the day, according to Orawin Velz, Associate Vice President for Economic Forecasting at the Mortgage Bankers Association. That could save a typical homebuyer more than $90 a month on a $200,000 mortgage. "The government action was geared to bringing rates down," said Velz, "and it did." Most mortgages are sold to investors in so-called secondary markets but with foreclosure rates so high and expensive write downs of mortgage-backed securities so common over the past several months, investors had fled the mortgage market. Instead of buying mortgage bonds, they’ve been snapping up Treasury’s which have a lower risk. That showed up in the falling yields of Treasury bonds and the greater difference between Treasury yields and mortgages. Normally, rates on 30-year fixed rate mortgages are only slightly higher than yields on 10-year Treasury bonds, about 1.5 percentage points. That difference compensates mortgage investors for taking on extra risk. Lately, however, because investors have perceived, quite reasonably, that risks of mortgage-backed securities were far greater than previously supposed, they demanded greater reward for investing in them. Source: CNN/Money

The Federal Emergency Management Agency has released digitized flood insurance rate maps of more areas of the country. The maps were initially rolled out in some areas in 2003. This fall, they have been distributed in 100 communities in Alabama, Georgia, Illinois, Kansas, Mississippi, North Carolina, South Carolina, Tennessee and Wisconsin. By 2010, about 92 percent of the U.S. population and 65 percent of the land will be covered by the maps, FEMA says. Home owners in affected areas should check the new maps, which revise flood zones significantly. Some home owners who never needed flood insurance will need to buy it. Other homes will no longer be in flood zones, relieving their owners of the obligation to buy the insurance. "In the past, we did not have as precise information and so, with the digital products, in some areas the special flood-hazard area has gotten smaller. In other areas it has grown," says Roy Wright, deputy director of the risk analysis division for FEMA. Source: USA Today



Ed Bisquera
Mortgage Express LLC - Oregon & Washington
13115 NE 4th St #160
Vancouver, WA. 98664
ed@pdxloan.com
(360) 597 - 8283

As your trusted Mortgage Consultant & Advisor, I help you understand the process of acquiring a residential, commercial or investment property loan. Communication and integrity are very important to me in earning your trust and your business. I'm your "Mortgage Matchmaker" helping you through the mortgage process and showing you innovations and the latest news you can use in the real estate and mortgage industry.

As part of my effort to share knowledge and keep you abreast of the latest news in real estate, finances and business in general, I offer this weekly and monthly newsletter update to you.

Please feel free to forward this or send anyone you know to my personal blog, at which this and past newsletters are available.

http://blog.pdxloan.com

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This newsletter was posted on Friday, November 28th, 2008 at 4:53 pm.

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