Gig Harbor, WA

Mortgage Rates in Gig Harbor remain under 5% for purchase or refinance home loans under 80% LTV with credit scores above 720. We are also seeing an increase for our No Cost Refinance option as many Gig Harbor residents may have refinanced in the past and do not want to pay closing costs a secord time. Our last Gig Harbor homeowner was able to save over $225.00 per month by reducing their current interest rate from 6.125% down to 5.00% with our No Cost Refinance Program.

A few popular programs for refinacing are the DU Refi Plus and the Freddie Mac Open Access Program. These programs are beneficial if your current loan is less than 80% of the current value of your home.

Kevin Tinsley with All Tech Mortgage Inc. is your gateway to great mortgage products from Washington State's top mortgage lenders. Locally based in Tacoma, since 1996, I shop, compare rates & fees and connect you with the best mortgage lenders in the Northwest. The interest rates I quote are typically .25% - .50% lower than most national, regional & local mortgage companies like Bank of America, Chase, USAA, BECU, Homestreet Bank and Wells Fargo. Plus our fees are some of the lowest in the industry.

I specialize in FHA, VA and Conventional No Cost and Low Closing Cost Purchase & Refinance Home Loans. All Tech Mortgage offers true wholesale pricing from our lending partners. At All Tech Mortgage, I never expect your business, but hope to earn it with my aggressive pricing, speed, and overall efficiency.

Home Staging Tips for Gig Harbor Wa

In this market, sellers are reluctant to put any money at all into preparing their houses for buyers. If offers are what they desire, a small investment in time and dollars may ultimately be just what's needed to make a sale. Staging for a welcoming and inviting first impression is the perfect place to start. Here are some help full home staging tips that you could use.

Imagine you are searching for that special house, a warm and cozy home for your family to live in and take comfort from at the end of a long hard day. Your agent calls and says he's found a great house for you, it has the right number of bedrooms, a big kitchen, and even the home office you need for your business. Would you like to go and take a look at it? Your heart beats a little faster. Maybe this is the one, but being the busy business owner, parent, and spouse that you are you decide to take a look at the home's online photos before committing to driving all the way across town to see it in person.

So with hope in your heart you bring up the listing photos on your computer. What do you see?

Oh no! A boring, lifeless, somewhat shabby looking front porch. What a letdown. This can't be the place you've been looking so hard to find!

You tell your agent, "I'm really busy this weekend. Maybe if I'm out that way I'll stop by next week." Maybe they should have followed my simple home staging tips.

Now, what if you'd seen a different picture. What if someone had taken the time to set the stage for a positive first impression? maybe they had listened to my home staging tips. What if the entry was clean, a fresh coat of paint on the door, and a new mat laid in front of it? How about seeing a beautiful pot overflowing with healthy green plants brightening up the entry to the house?

Chances are this picture would inspire a completely different feeling and you'd definitely make time to go and view the home because this just might be the one. Thank goodness someone took the time to give them some good home staging tips. What a relief.

Sellers, dress up that curb appeal! Make your house look warm, welcoming, and inviting. You just may have more viewings, and that offer you're hoping for. If you need some help giving your entry and your house some warmth and pizazz, consider these home staging tips. If you do not have the time expertise to stage your own home please consider the services of a home stager. We're experts at creating a positive first impression and feeling of "home" for your prospective buyers.

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Sandy Wagner - RE/MAX Professionals

Short Sale Specialist - Helping people find a way out of foreclosure

253.225.8322

www.sandywagnerhomes.com