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the corner of it’s Lynnwood, WA location. Wight’s Home and Garden is one of my favorite places to stop, shop and get inspired anytime of year but especially during the holiday season –with a floral department, nursery, gifts and pieces to spice the home or garden. Their "Wonderland of Christmas” began November 1st this year with elaborate displays, collectibles, ornaments and decor - that have traditionally made a quick visit – translate to at least an hour for me. Creativity fills the place which is evident even before going inside, through the window and their lighted corner landscape. here’s a quick peek in from outside – Wight’s Wight’s online for events directions and details. |
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New Fed Fund Rate and other News! October 30th, 2008 2:48 PM
Wow! The Federal Reserve has lowered the rate down to 1%. We have not seen this low of a rate since the technology bubble in the beginning of the the decade. There is talk that they might again lower in the ending of the year. This will help anyone that has a home equity loan on their home(s). With this move the Asian Stock Markets have rallied quite a bit from this downward move with our lowering of the Fed Rate.
We just received a Bulletin in regards to VA Loans... any person who is eligible for a VA Loan and wants to refinance to pull cashout can now go to 100% of the appraised value. Where before you could only have a max of 36,000 cashout. This will help alot of people out there that needed this help. So depending on which county you are in varies for the " new loan limit increase" that Freddie Mac has for conforming loan limits. On October 10, 2008, the President signed S. 3023, the Veterans' Benefits Improvement Act of 2008. Following are the three major impacts to the VA Home Loan Guaranty Program:
1. Authority to guarantee adjustable rate mortgages (ARMs) and hybrid adjustable rate mortgages (HARMs) has been extended through September 30, 2012.
2. The maximum guaranty for cash-out refinance loans has been made the same as purchase loans - they are no longer limited to $36,000. In addition, cash-out refinance loans may now be made up to 100% of the appraised value of the home.
3. The temporary increase to the maximum guaranty has been extended through December 31, 2011. When combined with new locality-based Freddie Mac conforming loan limit in January 2009, VA's maximum county "loan limit" will be $1,094,625 ($1,641,937.50 in Alaska, Guam, Hawaii, and the Virgin Islands). This results in unique county "loan limits" for VA.
Please watch for other mortgage news as it becomes available.
Have a Happy Halloween!

Posted by David Haley on October 30th, 2008 2:48 PMPost a Comment
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I have never been a huge fitness fan........ Interested in Lynnwood WA real estate? realestate@cooperjacobs.com
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I had no idea that the newer Holiday LED Lights were so great!!!!
They use a fraction of the energy of regular strings of lights and according to the info I found can last between 100,000 and 200,000 hours.
You can use up to 20 strings together on one circuit!!!!!! I am constantly shorting out strings of lights because I piggy back too many together so this is good news!
Cool to the touch and the whole string stays lit even when a bulb is out so no more guessing at that!
Bartell's!!!! I love Bartell Drug Stores! The recycle CFL bulbs for free starting this month and they sell these for $10-$15 for a string of 70 lights.
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"Because CFLs contain trace amounts of mercury, all burned-out CFLs should be recycled and removed from the normal waste stream. Mercury is a health hazard and a new Washington state rule prohibits mercury-containing items from being disposed of with household garbage. Burned-out CFLs can now be recycled in two ways: at a Snohomish County Solid Waste facility or any Home Depot retail store. "
Places to recycle your compact flourescent bulbs:
Starting Sept 22nd, 2008 ALL 11 Snohomish County Bartell Drug Stores will accept them!
Home Depot - take them to the returns counter for recycling
Snohomish County Solid Waste Facility on McDougall in Everett - (up to 12 tubes or bulbs for free)
Go Green and use these wonderful bulbs, but be responsible when they burn out - we don't want them to make the environment worse!
Need more information? realestate@cooperjacobs.com Snohomish County Realtor, Cooper Jacobs Real Estate Services is a green real estate company and also a member of Built Green.
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