About Poulsbo's Lofall

WATERFRONT!

$500,000

• MLS #315327
• 2 Bedrooms, 2 Baths, approx. 2092 sq. ft.
• 1 Story w/daylight basement
• Located on 1.16 Acres with 100 ft. of sandy Hood Canal beach front
• Listed by Brenda Prowse
• Prowse & Company
• (360) 779-2888
• topagent@bprowse.com
• http://www.prowserealestate.com/Property/29794-NE-Hudson-St-Poulsbo-Washington

Just over an acre of privacy with 100 ft. of no bank, sandy Hood Canal beach front. Daylight basement home has been updated with fresh paint and floor coverings. Roof, gutters and decking have been replaced. It is so private and quiet here - the perfect waterfront get away property. Stroll down to the shore of the beautiful Hood Canal. Have plenty of space for gardening if you wish. There’s an old apple tree, a detached garage shop for hobbies and of course beach walking and exploring.

Maybe it's just a bad dream, a horrible nightmare, or worse, another badly produced installment of 'Saw' or 'Friday the 13th'!

But's it's the Halloween season on the spooky Kitsap Peninsula, and another one of my transactions has fallen prey to the "Curse of the VA Appraisal!".....

What began as a seemingly normal and relatively smooth contract between my Sellers and some wonderful Buyers, has suddenly spiraled into the deepest, darkest recesses of VA Hell...

To read the rest of the spine-tingling tale of VA terror, follow this link to SOUNDBITEBLOG (opens up into a new window for your viewing pleasure)

UPDATE: I just received the following email from the Buyer's Lender that further re-states VA's extremely subjective and baseless requirement:

"Yes, I spoke to our underwriting manager and she said since the SAR (staff appraisal reviewer) ruled that the deck needed a rail in order to be in compliance with VA guidelines regarding Safe, Sound, and Sanitary conditions. I also spoke to the VA office in Denver and the gentleman I spoke with gave me pretty much the same answer. (except not so kind) I also asked both parties if this was documented anywhere and they said the section of the handbook addressing the Safe, Sound and Sanitary conditions would cover this issue."

~ o ~ o ~ o ~ o ~ o ~

Rich Jacobson is a licensed real estate professional providing knowledgeable empowerment and relentless representation for his clients of residential properties and vacant land throughout all of Kitsap County WA and portions of Pierce, Mason, and Jefferson Counties. You can also find him at KitsapLife.com, SOUNDBITEBLOG and Crabbing in the Hood, or e-mail: kitsapagent@gmail.com

Everyone in our business knows the value of a good referral partner. When we pass one of our clients onto someone else, we want the assurance and complete confidence that we're entrusting them to someone who will work hard for them, represent their interests fully, and help to successfully achieve their goals.

If any of you ever has clients looking to relocate to the Seattle area, I would be honored to merit your trust and referral. While I specialize in residential properties on the Kitsap Peninsula, I do network with many equally qualified agents throughout Western Washington.

I look forward to being of service to you and your clients in the near future!

Rich Jacobson

"Helping You Achieve the Next Adventure in Life!"