You will never have to pay to be listed as a top neighbor. Period. That important detail clarified, let's discuss how we arrive at two "top neighbors" for a given region:
Localism is a bustling collection of hyper-local communities, and the top neighbors should reflect those members who are most active. When ranking users in a given region, several factors are considered. To get your foot in the proverbial door, you need to have posted at least one "Localism" article or photo for the region.
The very best way to quickly rise to #1 is to post high-quality local content. Keeping a steady strem of incoming posts and photos will massively tilt the scales in your favor.
What doesn't count toward the top neighbor ranking? ActiveRain points and community sponsorships. The top neighbor spots will always go to the most active members in a region. We want to create a level playing field that encourages the growth of communities — talent and dedication are required to win the day.
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation's consumer reporting companies. The Federal Trade Commission (FTC), the nation's consumer protection agency, enforces the FCRA with respect to consumer reporting companies.
A credit report includes information on where you live, how you pay your bills, and whether you've been sued or arrested, or have filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.
Here are the details about your rights under the FCRA and the Fair and Accurate Credit Transactions (FACT) Act, which established the free annual credit report program.
Q: How do I order my free report?
A: The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report.
To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months.
Soldier's are buying homes; sight unseen using video.
WELCOME HOME RETURNING SOLDIERS!
THERE ARE GREAT HOMES AVAILABLE, AND READY FOR YOU TO MOVE INTO
AS SOON AS YOU RETURN HOME!!!
Soldier's are buying homes; sight unseen using video.
I'd like to tell you about a wonderful example of several deployed soldiers's stationed in Iraq who searched for and purchased a home before coming back to the states. Using the current technology availible it is now possible, and Soldier's are buying homes; sight unseen using video. The use of VIDEO and pictures, if done properly, can give you an up close look; good enough to buy with confidence sight unseen.
Technology has not only given us great visuals, it has allowed us the ability to transact the complete real estate purchase and sale contract ONLINE.
One of the Soldier's in this story was so creative; not having the use of a scanner or a fax machine, he used the camera on his cell phone to send back the signed documents as ( pictures). Who says you have to use a fax machine.
You might be wondering, why didn't he just wait to get back? The reason Soldier's are buying homes, sight unseen using video is,with the knowledge of thousands of troops returning soon to Joint Base Lewis McChord, Soldiers are wanting to make sure they don't get the left overs. They want to take advantage of our current real estate market, and they want to take advantage of the low interest rates and great deals, not to mention they are still receiving the $8,000 tax credit.
The deals are out there. The Soldier bought his home for $280,000 from a seller who had paid over $400.000 for the same home only 3 years earlier.
The secret to making this work is; your agent needs to be PRO- ACTIVE and looking for DEALS everyday like a hawk.
Your agent needs to be willing to use all of the available technology to conduct the transaction, including VIDEO.
Your agent must be willing to receive documents from remote facilities with opposite time zone issues. This would be a FULL-TIME agent; in the case of this example a BUYERS agent working JUST for you the BUYER.
So maybe now you can see why Soldier's are buying homes, sight unseen using video; because THEY CAN.
Check out the VIDEO below, you will see a real live example of an agent using a video camera helping a Soilder to buy a home.
Looking for a local VA mortgage expert located close to Joint Base Lewis McChord?
Kevin Tinsley Tacoma's #1 VA Mortgage Expert
As a graduate of Central Washington University, Kevin Tinsley became part of the mortgage finance industry in 1986. He founded All Tech Mortgage in 1996. His passion is to bring joy and ease to his clients. Kevin has extensive strengths working with first time buyers, educating them about the mortgage process. What sets Kevin apart in the industry is that he truly cares about his clients long term goals and leaves that impression with each client after a transaction. In his spare time, Kevin enjoys spending time with is wife and three girls, running, golfing, and fishing.
Washington State Licensed Mortgage Broker: MB-108686 & MLO-108542 FHA & VA Approved
Office Address: All Tech Mortgage Inc. -Financing Northwest Homes Since 1996 7403 Lakewood Dr W, STE 2 Lakewood, WA 98499
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
