About Rock County, WI

When you are finished with your cell phone, make sure it gets disposed of properly.

The average lifespan for a cell phone is a brief 18 months, and currently, only 1% are recycled. On average, 130 million are retired annually in the U.S. alone.

Yet almost all cell phones contain enough lead to qualify as hazardous waste under federal regulations. And even lead-free phones are considered hazardous under California regulations because of the high amounts of copper, nickel, antimony and zinc that leach into landfills.

So do something good for the environment and recycle your old phone.

Here are 4 places that accept them (and will make a contribution to charity):

cellphonesforsoldiers.com

Read more: http://www.thedailygreen.com/going-green/tips/1062#ixzz0OM2I3xQW

Date: August 12, 2009 MADISON, WI - Wisconsin home sales and median prices both fell in the second quarter of 2009 relative to that same quarter in 2008 according to data just released by the Wisconsin REALTORS® Association (WRA). But despite significant job losses in manufacturing and other sectors that have pushed the state unemployment rate to 9 percent in June, REALTORS® say the state housing market is actually showing signs of stabilization. The decline in home sales was 10.5 percent, which was higher than both the Midwest region, which fell 5.3 percent, and the nation, which was down just 2.9 percent, but it was well below the steep reductions in Wisconsin sales volume that we have seen over the last few quarters.


Mulleady also pointed out hopeful signs that the national economy may be starting to emerge from the depths of this steep recession. He noted the Conference Board's Index of Leading Economic Indicators was up for the third consecutive month in June of this year, and the Dow Jones Industrial Average closed above 9000 in July with the upward trend continuing into the first half of August. "These are positive developments because improvements in the national economy will help stimulate job growth in the state, which will directly improve Wisconsin's housing market," said Mulleady.

Median home prices in Wisconsin fell 9.9 percent to $146,000 in the second quarter of 2009 compared to the second quarter of 2008, according to the WRA. However, William Malkasian, WRA President, cautioned that these numbers are unique to this market. "These data need to be taken with a grain of salt because lower priced homes are moving more briskly than higher priced homes, thus skewing the median price downward," Malkasian said. "The most important factor is the federal tax credit on housing, which qualifies first-time buyers for up to $8,000 in tax credit on their purchase. This is a strong enticement for first-time buyers who typically buy lower cost starter homes, but it also brings down the state median price," noted Malkasian.

Still, sellers remain highly motivated," Malkasian said, "and when you combine the available tax credit with mortgage rates at near historic lows it makes this an excellent market for credit-worthy buyers." With such strong inventories statewide, buyers have a lot of options, and there are solid advantages to working with a REALTOR® to help identify the best values in this market.

For More Information Contact: David E. Clark, Economist, C3 Statistical Solutions Inc. Office phone: 414-803-6537

About the WRA
The Wisconsin REALTORS® Association is one of the largest trade associations in the state, representing more than 15,000 real estate brokers, salespeople and affiliates statewide. Sales estimates for the state are provided by the National Association of REALTORS®, which seasonally adjusts quarterly sales figures. All county figures on sales volume and median prices are compiled by the Wisconsin REALTORS® Association and are not seasonally adjusted. Median prices are only computed if the county recorded at least 10 home sales in the quarter.

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Are you supporting your local Farmer's Market? You should be. I intend to go again this morning.

Summer Fun at the Market!

Cooking Demonstrations, Recipe-Cooking Contest,
Kids Activities

The Janesville Farmer's Market has Summer activities scheduled for most Saturdays!

Join the JFM Cooking Demonstrations every second Saturday of the month. Area cooks will show you how to cook produce and goods found at the JFM.

Every third Saturday, show off your creative cooking skills at the Market's Recipe-Cooking Contest. Each month's Contest features a different theme, based on seasonal ingredients: June-Strawberries; July-Corn; August-Tomatoes; September-Potatoes; and October-Soups or Stews. Contest Rules and Entry Form are here.

Finally, every fourth Saturday of the month is Kids' Activity Day. Bring the kids and let them discover the various activities waiting for them throughout the Market!

Join us every Saturday for a summer of great farmer's market goods, activities, and fun. Come celebrate the Janesville community!

Stop by and support your local area!

Loan Modification Attorney Rock County, WI (Wisconsin)

Author:

C Thompson

Loss Mitigation Case Manager

407-219-8739

Toll Free: 1-(877)-646-4331

This blog is to inform those of you in Rock County, WI who are looking for guidance when searching for a legit loan modification third party negotiator. So many homeowners are being taken advantage of or being ripped of by companies who portray themselves to be something they're not. The fact of the matter is that 75% of loan modification companies are either scam artists or inexperienced and misleading. Your best bet is to stay clear of these so called "loan modification companies" or "attorney-based loan modification companies" and seek help from a licensed Attorney.

Even finding an Attorney who is affordable and have some sort of money back guarantee can be a task in itself. Aside from that, it's important the Attorney you choose has relationships with with lenders and are experienced in negotiating with them. Your Attorney also has to be familiar with your state's laws, regulations, and guidelines that pertain to your rights as a homeowner. Most banks lend money on a national basis. If you are looking for a Loan Modification Attorney in Rock County, WI (Wisconsin), you can rest assure your search is not limited to just Rock County. Reportedly, as of August 1, 2009, there were 1,075 foreclosures and foreclosure filings combined in Rock County, WI. Compared to the nation's millions, this is a very small number. If you choose a local Attorney their contact with the lenders are minimal. To have an Attorney that can provide nationwide assistance is powerful. Most likely, if you choose an Attorney or Law Firm provides loss mitigation services on a national level, the lenders deal with them on a regular basis and are familiar with them more so then a small local Attorney. Therefore, you will end up with more favorable results.

Most distressed homeowners are in desperate need of help, and doing this sort of research is overwhelming. So what I have done is my own research on individual Attorneys to ensure they are established and reputable.

I have complied a handful of Attorneys and Law Firms who:

1. Are in good standing with the Bar Association
2. Are actual licensed Attorneys who will be representing you and negotiating for you.
3. Have proof of success
4. Have passed my legitimacy test (scam free, and researched thoroughly through reliable resources.)
5. Have reasonable fees
6. Have the clients best interest in mind
7. Are structured and organized
8. Are in compliance with federal regulations and guidelines
9. Are helping homeowners in Rock County, WI

As you can see this takes a lot of footwork and many hours to develop. Each Attorney or Law Firm is unique in their own way and offer different services and have variable, but affordable fees.

What I will do is discuss with you one on one about your unique situation. I will then determine your eligibility, and will decide which one of these reputable Attorney's will suit your specific needs. Once you are on board with a specific Law Firm, (which I will help you with) you and I will stay in contact throughout the entire process if you wish. I do not charge a fee to provide this information to you. I am so fed up with all of the scams. I am a Christian and feel it is my personal duty to stand up for the people and provide honest answers.

I have compiled many blogs which provide valuable information for homeowners in need of assistance. I feel consumers are entitled to ample information when making a decision that involves their most valuable asset, their home.

To view the foreclosure process for Wisconsin click here.

More helpful Blogs:

How to Avoid Loan Modification / Loss Mitigation Scams

Loan Mitigation Services FAQ's

Investors Facing Foreclosure

Why won't my lender won't work with me?

www.KeepYourProperty.info

If you find this information useful, please comment. Thanks!

C Thompson

Loss Mitigation Case Manager

407-219-8739

Toll Free: 1-(877)-646-4331

Rock County Cities: Janesville Foreclosures, Edgerton Foreclosures, Beloit Foreclosures, Milton Foreclosures, Evansville Foreclosures, Clinton Foreclosures, Orfordville Foreclosures, Avalon Foreclosures, Afton Foreclosures, Footville Foreclosures, Hanover Foreclosures.

The statistics are in for July 2009. These numbers are direct from the MLS.

There are 602 active listings currently with 95 new listings this month and 75 that sold. The average sale price is $115,742 with average days on the market 111 and percent of sale to list 89%.

Janesville's condo market has 71 active listings with 7 new this month and 10 sold. The average sale price was $104,390 with the average days on the market 117 and the percent of sale to list 90%.

Janesville's investment property has 74 active listings with 14 new and 6 sold. The average sale price was $82,733 with the average days on the market 94 and the percent of sale to list 91%.

Rock county has a total of 1491 active listings with 255 new this month and 177 sold. The average sale price $124,090 and on the market for an average of 127 days.

YTD Janesville's single family SOLD 406 with an average sale price $118,107 for an average of 99 days on the market and 89% of sale to list.

So far this year in Janesville 30 condos, 22 multi-family units. Beloit has sold 190 single family,

7 condos and 2 multi-family units in 2009. Rock county has sold 847 total for an average sale price of $122,186 in an average 104 days.

Coldwell Banker-Success has 27.3% market share for the city of Janesville and 20.3 for Rock County.

The next competing company in Janesville has 13.7%. Our office is doing really well!