Green Bay, WI

Green Bay Wisconsin FHA Loan Limit changes for FY2012:

The Green Bay Wisconsin FHA loan limit for the FY2012 will be $271,050. That includes Oconto, Brown, and Kewaunee county parts of the city. The Green Bay Wisconsin FHA loan limit did not change from FY2011. I have included a small summary of larger Wisconsin FHA loan limits. Please see below.

These are the Wisconsin FHA loan limits:

As you can see most common Wisconsin FHA Loan Limit is $271,050. The loan limit rises if you purchase an owner-occupied property with multi-units up to four. Call me at 920-623-9242 or email me at fpabon@wi-mortgage.com for more information.

Kaley is a recently divorced woman looking for a Green Bay Wisconsin refinance. Kaley was divorced about 2 months ago and was awarded the home in the divorce settlement provided she pays her husband his share of the equity in the home. Kaley just wanted to move past the divorce and get this transaction done as quickly as possible. They had been married for about 15 years and had never refinanced since they purchased the home. The current interest rate was at 7.5% and had built enough equity to provide the $20,000 to the ex husband.

Kaley’s goals were easy to identify. She simply wanted to pay off the ex husband with this Green Bay Wisconsin refinance and also attempt to lower her payments because there was only one income at this point. It was imperative to her to take the former husband’s name off the title and just wanted to lower the Green Bay Wisconsin mortgage interest rate.

There was a lot of equity in the home and Kaley had very good credit. She had been on her job for the entire marriage and had also acquired a very nice 401K reserve account. She also received child support income but was not necessary to utilize for approving this loan.

WI-Mortgage.com successfully closed this Green Bay Wisconsin mortgage refinance. The former husband received his $20,000 and was removed from the property title. Additionally, WI-Mortgage.com was able to actually lower her payment and extending the term to 20 years! It was a “win-win” for both parties. She got a lower payment on her Green Bay Wisconsin Mortgage and his name off the title, while the former husband received his money.

WI-Mortgage.com was able to accomplish all the stated goals of the Green Bay, Wisconsin refinance by getting all the required documentation up front, maintaining contact with the former husband and his attorney, and getting cooperation of everyone involved to make this a smooth transaction.

In only 15 days, WI-Mortgage.com was able to provide Kaley an outstanding Green Bay Wisconsin mortgage that allowed her to pay her ex-husband $20,000 and to lower her payment and only extend the term by 5 years!

If you are ready to start the process for your Green Bay Wisconsin home purchase or get a great Green Bay Wisconsin refinance mortgage please call me at 920-623-9245 or visit my site: frankpabon.com or WI-Mortgage.com!

A trip to Green Bay for a CRS class a couple years ago afforded me an opportunity to track down the building that once belonged to my great grandfather, Phillip Carlier. It was a first floor grocery store with the family's home on the second floor. This picture from around 1900 shows the store, great grand parents, and their children. Girls were outside with their parents, and the boys were inside looking through the window over their sister's head. The store was located less than a mile from the family farm that produced many of the vegetables sold in the store.

I found the building located at the corner of Shawano and Yale across from West High School. Sometime during the last hundred years, a one story addition was built. The structure was unoccupied and looked neglected. I was told that there had been a fire that gutted the building.

Since my 2009 visit, the building has been purchased and restored as a single family residence. Green Bay will be on the itinerary of at least one weekend road trip, and it will be interesting to see the results of the restoration.

Throw Yourself Into Life With a Passion

If you've ever been to Green Bay, WI, you understand that football fans take the meaning to a whole 'nother level. Infants are wearing the colors, Halloween costumes sport the green and gold, winter wear of choice is a Packer's Sweatshirt, and cars proudly fly waving banners, specialized license plates, beads over the rearview mirror and more. More than one owner has their car painted in fan proclamation. There's tailgating, house parties, billboards, green and gold bakery items in the stores, streets and buildings named after players and coaches -- It seems that the greater population celebrates the franchise with year-round passion.

How do you "attack" your passion in life? Do you proudly wear your "colors"? Do you weather the good seasons and bad seasons and optimistically envision a "super-bowl" finish? Can you sit out the storm in hopes of catching something you just don't want to miss?

It's easy to corrolate a Green Bay Packer's season with my Real Estate career. I didn't automatically start out as a star quarterback. I started out as water boy, slowly moved into "third" string and have been working my way up, gaining education, experience, and lots of hard knocks. My championship season is yet ahead of me, but I can feel it, taste it, envision it. It's coming, just like ANY Green Bay Packers fan knows the next Superbowl is just around the corner.

I've had rainy seasons. I've dropped the ball, fumbled, picked myself back up again, and put my toe to the line. An inch at a time in forward motion gets the job done.

I can take a lesson from once again experiencing the passion of the Green Bay Packers fans during my recent visit. If I wear it, live it, dream it, envision it - Passion for my career can mold me into a first-string player.

Dogs frighten some people and irritate others. Don't let your dog ruin the sale of your home. Below are a few tips to help you:

1) Remove your dog from the house. Some sellers lock the dog in a room and tell the buyers to keep the door closed but that is a very bad idea. If you were buying a home, wouldn't you want to be able to look in every room? Agressive pets that come to the door, follow buyers around, or jump/sniff buyers create a bad experiance.

2) Pick up the poop! The backyard is a big selling point. Make sure all the poop is cleaned up. The last thing a buyer wants to see when they are considering your home is a backyard full of poop...and worse yet...if they step in any they will relate that bad experience with the home.

3) Fix/remove teeth marks. Chewed areas are big turn-offs to buyers. They see this the same as if a hole was punched in the wall. It creates a destructive pattern on the house they are considering.

These are just a few tips. Also consider taking care of pet hair, pet carpet stains, and pet odor.

Do you have any bad experiances with pets at home showings that you can share?

Ryan Champeau