Menomonee Falls, WI

We have heard way too much about this H1N1 flu. The drug companies claim there is a shortage of shots. These are the same drug companies spending BILLIONS in advertising, most of which is during the news hour. I suspect these drug companies are threatening the media, telling them to create a scare so they can make more money. If they create a shortage, they raise th

http://www.kirotv.com/money/20975936/detail.html

Talk about CONTROL, this is only the beginning. After spending millions of dollars lobbying against any type of public health insurance plan, the same drug companies want the government to spent $18 BILLION dollars to publicly distribute the shot.

http://www.lakelandtimes.com/main.asp?SectionID=9&SubSectionID=9&ArticleID=10046

Let's gauge the scare tactic. How many people have died from the N1H1 virus this year?

4700 WORLD WIDE.

http://www.chinadaily.com.cn/world/2009-10/17/content_8805678.htm

How many people have died in traffic accidents in the UNITED STATES?

Over 40,000.

http://www.edmunds.com/ownership/safety/articles/120006/article.html

How many people are killed by drunk drivers in a year in the United States?

Over 13,000

http://www.duiattorneyhome.com/DUI/Drunk-Driving-Statistics

If these drug companies were really concerned about our health, shouldn't they be spending money to loby against drunk driving?

Take precautions against the flu, but look at it in a realistic manner.

Wednesday October 28, 2009 5:00 - 9:00

Cost - $40 per person Reservations needed by Oct 19

North Hills Country Club
N73 W13430 Appleton Avenue

Come and taste some of the finest wines and beers in the area. Enjoy chef prepared
appetizers and desserts! The beautiful North Hills Country Club is our venue for this
fabulous fall event. Activities will spill outdoors weather permitting. Make your plans now and
share in a great fall evening with Rotary and many of the most influential people in the area.

Proceeds will go to benefit ARCh CAmp Pow Wow, a summer camp for those with learning
disabilities, cognitive challenges, mental health needs and physical health difficulties.
http://www.waukeshaarch.org/

See the Menomonee Falls Rotary Club Web page for additional details:
http://www.menomoneefallsrotary.org/Grapes_Hops.html

A Rent to Own Option may be perfect for Home Buyers who find themselves just one step away from realizing their dream of owning a home. With today's prices you may never get another chance to own a home for the same cost of renting an apartment. A Rent to Own Option may be the bridge you have been looking for.

A Rent to Own Option works much like a loan. To qualify you must meet the following criteria.

You must have a credit score of at least 550.

If your credit score is between 550 and 620 you will be required to enroll and participate in a credit counseling course.

Includes a free credit repair consultation.

Down payments of 3 to 5% are required.

Call for more details and begin the qualification process.
Dennis Herman
Realty Executives
414-426-1784

Serving the Menomonee Falls and Greater Milwaukee Areas.

Most clients are able to refinance and buy out the Rent to Own Option in 3 to 6 months.

If you are a first time home buyer eligible for the $8000 tax credit, time is running out. If you are considering buying a bank owned foreclosure, it may be too late. The closing must take place on or before November 30, 2009. It usually takes about 30 days or more to close on a property with an accepted offer. To be on the safe side you should have an accepted offer no later than the last week of October. Expect delays, this may be the busiest time real estate has seen in years. Keep in mind, with the recent down turn in home sales, there are fewer real estate agents, loan officers, appraisers and under writers available to complete the steps necessary to close on a property.

At this point in time I would suggest you avoid short sales. These can tie you into a binding contract for months without receiving a response from the lender. With a short sale you do not have an accepted offer until the lender approves the sale. Because of the recent increase in the sale of bank owned properties there is already a tremendous back log of work these people have to contend with. Any offers received will join a pile of offers with little hope of obtaining the proper authorization before October.

If you know of any first time home buyers, feel free to pass this information along to them.