Monroe, WI

Help out four local non-profit groups while having a good meal and entertaining evening. Sounds like a win-win situation, doesn't it?

The annual Festival of Trees is coming up quickly. This event is scheduled for December 5 this year. The silent and live auctions are always great fun, and all proceeds will benefit either Monroe Theatre Guild Stage Right Youth Theatre, Green County Humane Society, Green Haven Family Advocates or Green County Habitat for Humanity.

Entertainment this year will be provided by the Monroe Theatre Guild Stage Right Youth Choir. Forty members of the youth choir will perform a variety of songs at 7:30 with the live auction following their performance.

The evening takes place at Peppercorn Banquets and Catering starting at 6 for cocktails and 7 for dinner. Tickets are $40 for the evening, and they include the entertainment as well as the dinner (chose from prime rib, rosemary chicken, butternut squash ravioli or stuffed mushroom ravioli).

Contact any of the charities to purchase tickets (and this way your favorite gets a little more of the proceeds) or contact the Monroe Chamber of Commerce.

Brenda Carus
Re/Max Towne Square Realty
Certified EcoBroker, Re/Max Green Agent
Monroe Area Real Estate

Looking for a place to live a real life? Know your neighbors, eat local, abandon your commute, be part of a community - come to Green County. Whatever your preference is, we have it all from surprisingly urban to truly rural and everything in between.

We have found that though most people have heard of a short sale, there is confusion over exactly what it is.

If a homeowner is in a position of needing to sell a house, but the current value of the home is less than the mortgage, that owner is in the position of needing to sell short. Sometimes sellers will bring money to the closing table from savings to cover the shortage. Sometimes sellers will be able take out a personal loan to cover the shortage. Other times, the seller will ask the bank to write off the extra amount, take a loss.

It is this third instance that the media keeps talking about. There is no such thing as a typical short sale, but all short sales have one thing in common: they take extra time. There are things that sellers can do, however, to shorten the amount of time it takes.

Before a bank will agree to a short sale, they need to gather certain data from the homeowner. They need documentation of the hardship the seller is experiencing, the reason why the seller is in trouble. The bank will need a complete financial statement from the seller to document that there are no liquid assets that could cover the loss and that the seller is unable to continue paying the mortgage as it stands. The bank will have to order an appraisal of the property to determine current value.

If a seller is proactive and starts talking with the bank as soon as listing a home at a short sale price, the process will be a bit quicker and easier. Buyers are not always willing to wait in limbo for three months or more for the short sale process to be completed. Also, there are no guarantees that short sales will go through at the price that a buyer accepts. A bank might determine that the house is worth more and reopen negotiations.

When hiring your realtor, ask how familiar with short sales he or she is. It is a more complex process requiring more work of your realtor, and an realtor with short sale experience can help the process go more smoothly. Start the process with your bank as soon as possible. Contact the bank, explain the situation and request that they send you the packet of documents you will need to fill out. When you get the packet, tackle it immediately; it really will be a weight off your shoulders.

Sellers, if you are facing a situation that might require you to sell short, it is better to be open and up front with your bank and your realtor. Some people find financial matters hard to deal with, especially when they are experiencing hardships. Procrastinating and ignoring these issues, though, will not make them go away. Instead, it can cause delays in the short sale process that prevent a short sale from being able to happen in a timely fashion and result in the home going into foreclosure instead.

Here is the NEW Justice Center for Green county located in Monroe

COURT RELATED OFFICES HAVE MOVED

All Court related departments have moved to the Justice Center, 2841 6th Street, Monroe. All telephone numbers and email addresses are the same and can be found on the Department pages of our website.

Departments that are located at the Justice Center include:

• Circuit Court, Branches 1 & 2
• Clerk of Circuit Court
• Child Support
• Corporation Counsel
• District Attorney
• Family Court Commissioner
• Register in Probate
• Sheriff's Detective Bureau
• University Wisconsin Extension

Other offices at the Justice Center include the State of Wisconsin Department of Corrections - Probation and Parole Office, and the State of Wisconsin Public Defender's Office.

From Scott Larson of Towne Square Realty in Monroe, Wisconsin

“Your Realtor of the Region”

E- Mail scott@greencountyhomeguide.com

On the web at greencountyhomeguide.com

I think you will be surprised how affordable the Dairyland is,

so come to my land of cows and plows and visit for a day, but stay for a lifetime

608-2124-9844 Direct

Combining the soybeans

This guy holds a lot of beaners

This is one of the draws to live in Southeran Wisconsin is the Seasons.Call me to find that special place you will call home.

From Scott Larson of Towne Square Realty in Monroe, Wisconsin

“Your Realtor of the Region”

E- Mail scott@greencountyhomeguide.com

On the web at greencountyhomeguide.com

I think you will be surprised how affordable the Dairyland is,

so come to my land of cows and plows and visit for a day, but stay for a lifetime

608-2124-9844 Direct

On Wednesday we remember our brave serviceman, "Veterans Day"

I would like to extend a personal Thank You to all the men and women who serve and have served in the United States Armed Forces. Your service, dedication, and sacrifice are greatly appreciated, for we know that freedom isn't free. Also I extend a special note of sympathy to the families of Fort Hood. May God uphold you and comfort you in your time of grief.

From Scott Larson of Towne Square Realty in Monroe, Wisconsin

“Your Realtor of the Region”

E- Mail scott@greencountyhomeguide.com

On the web at greencountyhomeguide.com

I think you will be surprised how affordable the Dairyland is,

so come to my land of cows and plows and visit for a day, but stay for a lifetime

608-2124-9844 Direct