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Saint Croix Falls, WI

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They Paved Paradise and put up a Parking Lot!

11-04-11
John M Scott - Broker / Owner San Francisco Real Estate
John M Scott - Broker / Owner San Francisco Real Estate: Real Estate Agent in San Francisco, CA
  • view my blog
  • Office: (415) 753-2800 x201
  • Mobile: (415) 378-8581

They Paved Paradise and put up a Parking Lot!

I was inspired tonight by reading Roger Mucci's Blog post. Back in August 2000 I went back to visit Wisconsin for my 30th High School Reunion. I hadn't been back to Grantsburg since my family moved away after my graduation in 1970. I had had enough of small town USA, and was ready for the adventure that lay ahead. You see, my Dad was a Preacher man. He always had 'the calling' to move every few years. The longest I ever lived anywhere growing up was 4 years, the average was 2, and the shortest was 1 year. My track coach in high school used to sing this song to me just to make fun: "The only one who could ever teach me was the son of a preacher man". If you're too young to remember it, just Google it or follow the YouTube link.

I went back to Grantsburg in 2000. Mostly the result of the internet and finding long lost friends. It was the 30th High School Reunion. And since we were there, I also wanted to see the home I lived in from 4th through 7th grades in St. Croix Falls. It was just so sweet - it backed up to a forest, had a huge yard and lots of maple trees we tapped for maple syrup.

As it turned out, My home in Grantsburg wasn't there anymore - it had been moved to make way for a church expansion.

Then when we went to St. Croix Falls to see my favorite boyhood home, I was shocked. It wasn't there either. GONE. Paved over for a Hospital parking lot!! They paved Paradise and put up a parking lot!!! A few photos follow. Me in 2000. My favorite home in 1958, and the parking lot in 2000. Home is a very important place. I always remember that when selling family homes in San Francisco. You don't always know what you got till it's gone.

St. Croix Falls, Wisconsin

Parsonage St. Croix Falls

They paved Paradise and put up a parking lot

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contract for deed homes in Minnesota and wisconsin 100s of sellers offering cd terms

06-05-11
steve vennemann
steve vennemann: Real Estate - Other in White Bear Lake, MN
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  • Office: (651) 334-8312
  • Mobile: (651) 334-8312

CONTRACT FOR DEED FOR HOMES IN MINNESOTA-WISCONSIN

mn homes for sale contract for deed http://minnesotahomescontractfordeed.com/ramsey-county/

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Minnesota and wisconsin seller financing information-contract for deed homes for sale-rent to own-housing

05-28-11
steve vennemann
steve vennemann: Real Estate - Other in White Bear Lake, MN
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  • Office: (651) 334-8312
  • Mobile: (651) 334-8312

MINNESOTA -WISCONSIN SELLER FINANCING

Seller financing is a loan provided by the seller of a property to the buyer, to cover part or all of the sale price. This process, also known as owner carry back or owner financing, is used in a variety of situations as a creative financing option. Examples are listed below:

An owner carry back can be used as a vehicle to sell a home if the potential buyer does not qualify for a loan that will cover the full cost of the property. Typically the owner carrying back the loan has substantial equity in the home, but this is not always the case.

Example 1: Joe and tina have found the perfect home which happens to cost $350,000. They go to ABC Bank and apply for a loan, but because of their credit score and the state of the housing market, they can only get approved for $280,000. Dismayed, John and Linda speak with their real estate agent and express their disappointment at not being able to afford the house they want. The realtor then informs them that the owner is willing to carry back part of the purchase price, meaning that John and Linda will have a mortgage from ABC Bank for $280,000 and a private Mortgage with Chuck for the remaining $70,000.

In this case, John and Linda will be repaying two parties for ownership of the home. The $280,000 from the bank will be paid back according to the Interest rates and schedule determined by ABC Bank. The $70,000 the owner will carry back will be paid by John and Linda either directly to the owner, or through a third party servicer with all the terms and conditions agreed upon by both John and Linda and the owner.

Example 2: As in the above example, John and Linda would like to buy a home. However, this time when they visit ABC Bank they are told, due to their high amount of debt, they do not qualify for conventional financing at all. Once again, they go to their realtor who suggests that the owner may be willing to carry back the loan. The owner agrees and finances the couple for $350,000, terms are agreed upon, and the owner starts collecting payments from John and Linda.

If an owner decides they no longer want to collect the payments the owner can sell the note on the house, a process called note buying to a company that provides such a service. In such cases, the owner will be paid a certain amount of cents on the dollar and get a lump sum instead of collecting payments over the life of the loan. The buyer of the note then assumes control of the deed,and John and Linda will begin paying the bank instead of the owner.

Another way an owner carry back would benefit an owner is, after the sale of the home, s/he would be receiving a steady monthly income. In some cases, owners can avoid paying capital gains tax on the sale of their property by carrying back the loan.
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MINNESOTA OWNER FINANCED HOMES CAN BE A TRICKING PROCESS WE WORK WITH CONTRACT FOR DEED PROPERTIES ON A DAILY BASIS. NOBODY HAS MORE OWNER FINANCED CONTRACT FOR DEED HOMES THAN US. IF YOU ARE HAVING A HARD TIME SELLING YOUR PROPERTY DONT LET IT GO BACK TO THE BACK LET US HELP. SAVE YOUR CREDIT.

We can also get you a home if you like on a cd. Credit usually isnt an issue. Selling a home with owner financing takes a knowledgeable real estate broker. Make sure when choosing a real estate Broker-agent you ask them how many owner financed homes they have sold and how they are going to market your property. We on the top page of Google-yahoo-ask-Msn-Bing.

Call us Today.

Steve Vennemann

651-334-8312 http://www.mnhomescontractfordeed.com/contract-for-deed-homes-in-minnesota-wisconsin

or you may one of our other sites.

http://www.mnlakeplace.com

for owner financing properties feel free to go directly to any one of our sites.

http://minnesotahomescontractfordeed.com/ramsey-county/

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Minnesota and Western Wisconsin homes contract for deed 100s thru out MN -Wi condos-town houses-lake homes

10-25-10
steve vennemann
steve vennemann: Real Estate - Other in White Bear Lake, MN
  • view my blog
  • Office: (651) 334-8312
  • Mobile: (651) 334-8312

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Buy a home contract for deed. Usually the down payment is round 10% of the sale price sometimes more sometimes less this is a ball park figure each seller decides what terms will work for them.–bad credit financing usually isn’t a problem -homes- Minnesota real estate all areas in MN and western Wisconsin Burnett county- lake homes contract for deed-cabins-condo-townhomes-river front properties- We serve all counties in Minnesota- We will find you a home---

Call us today…Steve Vennemann 651-334-8312

Why Rent when you can buy? With rates as low as they are you can purchase a property with rates around 6-7.5% on a land contract. The interest write off savings is huge verses renting.

What are the other benefits?

1. Ownership-

2. No landlord

3. Change colors in home-make it your own.

4. Some properties have yards-lakes-rivers.

5. Write off interest on taxes.

6. If you are a seller defer your taxes< see your accountant for details.

7.

Minnesota sandy lake shore 1000s of lake homes all over Minnesota & western Wisconsin for sale. Call us today..

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Seller financing is hard to come by but we have sites designed just for that at http://www.mnhomescontractfordeed.com and http://www.mnlakehomescontractfordeed.com You may learn more about owner financing-cd terms- seller financed properties.

Now is the time to buy and you don’t have to qualify with the banks. Sometimes low money down. Why rent when you can still own and pay less than rent????????? Own a property on cd.

“We work with homes contract for deed everyday so if you are thinking of selling visit our sites. We will get your home sold on a contract for deed in any area in Minnesota or western Wisconsin. “ call us 651-334-8312 steve vennemann

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WE SERVICE THE ENTIRE STATE OF MINNESOTA AND WESTERN WISCONSIN.

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Our internet sites is free of charge and has buying and selling information in today’s real estate market. We have information on all Minnesota lakes-fishing-lake locator-water quality-species of fish-camping thru-out Minnesota. Free contract information.

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Free of charge browse all lakes in Minnesota by county and township at http://www.mnlakeplace.com/directory/

651-334-8312 Steve Vennemann

“CONTRACT FOR DEEDS IN MINNESOTA & WESTERN WISCONSIN. FORECLOSURES… CALL STEVE 651-334-8312.

Foreclosures-Hud homes

“We will find you a lake home “”

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“Foreclosures”

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651-334-8312

http://www.mnlakeplace.com

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We will find you a lake property in Minnesota or Wisconsin.

Steve vennemann

Boardwalk premier realty INC

651-334-8312

http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

MINNESOTA LAKE PROPERTIES-MN HOMES-CONTRACT FOR DEEDS-WISCONSIN NEW CONSTRUCTION-CABINS- RESORTS-TOWN HOUSES-CONDOS-FORECLOSURES-HUD HOMES-RENTALS-FORE SALE BY OWNER-Big Marine lake mn-White bear lake mn, forest lake mn

We have lake homes on GOOGLE-YAHOO-ASK-AOL-CUIL-GOOGLE BASE-BING-ASK-

Minnesota lake home

http://www.mnlakeplace.com

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Happy Thanksgiving Everyone!

11-26-08
Greg Adelman
Greg Adelman: Builder-Contractor in Saint Croix Falls, WI
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  • Office: (952) 583-4507
  • Mobile: (612) 735-4414

May your stuffing be tasty
May your turkey plump,
May your potatoes and gravy
Have never a lump.
May your yams be delicious
And your pies take the prize,
And may your Thanksgiving dinner
Stay off your thighs!

Happy Thanksgiving Everyone!

Thanks,
Greg Adelman

Midwest Home Center LLC.
715-483-0012
612-735-4414 cell
612-395-5444 fax

www.midwesthomecenter.com

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