Saint Croix Falls, WI

I just want to thank the fine folks at Walmart. I have been coming to my model at WI 35 and Hwy. 8 and they are always here to help me in and out of the house (since I have MS). I know there are people that don't always look kindly on them but they provide products at a good price and help the communities they are in.

To All,

Get ready for the wild ride!!

JP Morgan Chase and the Fed just bailed out Bear Stearns over the weekend for pennies on the dollar! In addition, the Fed just lowered rates on loans to banks by .25%. While the rate reduction is helpful, it probably will not be received by lenders as something that they are going to pass on to our customers.

The Fed will meet this week and most investors feel that they will lower rates by as much as .75%! This should give our customers a benefit in lowering rates being actually passed on to the consumers.

Be ready for a wild ride this week in the financial and financing market!

None of us are trusting the banks or the Fed at this time. As a result, continue to get your customers in and get rid of all of the market risks that are present. Hold on this week and take advantage of market conditions that present themselves!

Thanks,

Greg Adelman